Features of HDFC Home Loan

Here is complete information about HDFC Home Loan | Documents required for HDFC Home Loan | Rate of interest of HDFC Home Loan | Eligibility for applying HDFC Home Loan|

Documents required for HDFC Home Loan

  1. Duty filled and signed application form with photograph.
  2. Identity and residence proof.
  3. Bank statement of applicants & co-applicants from last six months.
  4. Cheque of processing fee.
  5. Latest salary slips and forms 16 for salaried applicants.
  6. Documentation for self employed applicants:- A)Proof of educational qualification B) Proof of business existence C) Last 3 years income tax returns with computation of income D)Last 3 years profit/loss and balance sheet.

What is the rate of interest of HDFC Home Loan?

HDFC Ltd. is offering home loans at an interest rate of 6.70% p.a. (special offer). This is an affordable home loan for eligible borrowers.

HDFC Home Loan key feachers

Interest rate6.70% P.m. onwards
Loan amountBased on the applicant’s income and profile
Processing fees0.5% – 1.5%
Penal interest rateUp to 24%
Cheque dishonor chargesUp to Rs. 200
RPLR16.05%
PDC swap chargesUp to Rs. 200
Alteration of loan tenureUp to RS. 500 plus applicable taxes
HDFC Home Loan Key Features

What is the eligibility for applying HDFC Home Loan?

particularsSalaried individualsSelf–employee individuals
Age21 years to 65 years21 years to 65 years
Minimum incomeRs. 10,000 per monthRs. 2 lakh per annum
NationalityResident IndianResident Indian
Eligibility for HDFC Home Loan

HDFC customer care number

Contact number: – +91(22)66636000

Toll free number: – 1800 258 38 38

                                      1800 22 40 60

HDFC corporate Office Address

Office address

HDFC House, HT Parekh Marg,

165 – 166, Backboy Reclamation, Church gate, Mumbai.

Pin – 400020

HDFC PMAY( Pradhan Mantri Aawas Yojana)

  1. Interest subsidy of up to 6.50% p.a.
  2. Saving up to Rs. 2.67 lakh under PMAY CLSS.
  3. Interest subsidy will be available for a maximum loan tenure of 20 years.
  4. Affordable housing for Economical Weaker section, Lower Income Group and Middle Income Group (MIG).

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