Here is complete information about HDFC Home Loan | Documents required for HDFC Home Loan | Rate of interest of HDFC Home Loan | Eligibility for applying HDFC Home Loan|
Documents required for HDFC Home Loan
- Duty filled and signed application form with photograph.
- Identity and residence proof.
- Bank statement of applicants & co-applicants from last six months.
- Cheque of processing fee.
- Latest salary slips and forms 16 for salaried applicants.
- Documentation for self employed applicants:- A)Proof of educational qualification B) Proof of business existence C) Last 3 years income tax returns with computation of income D)Last 3 years profit/loss and balance sheet.
What is the rate of interest of HDFC Home Loan?
HDFC Ltd. is offering home loans at an interest rate of 6.70% p.a. (special offer). This is an affordable home loan for eligible borrowers.
HDFC Home Loan key feachers
Interest rate | 6.70% P.m. onwards |
Loan amount | Based on the applicant’s income and profile |
Processing fees | 0.5% – 1.5% |
Penal interest rate | Up to 24% |
Cheque dishonor charges | Up to Rs. 200 |
RPLR | 16.05% |
PDC swap charges | Up to Rs. 200 |
Alteration of loan tenure | Up to RS. 500 plus applicable taxes |
What is the eligibility for applying HDFC Home Loan?
particulars | Salaried individuals | Self–employee individuals |
Age | 21 years to 65 years | 21 years to 65 years |
Minimum income | Rs. 10,000 per month | Rs. 2 lakh per annum |
Nationality | Resident Indian | Resident Indian |
HDFC customer care number
Contact number: – +91(22)66636000
Toll free number: – 1800 258 38 38
1800 22 40 60
HDFC corporate Office Address
Office address
HDFC House, HT Parekh Marg,
165 – 166, Backboy Reclamation, Church gate, Mumbai.
Pin – 400020
HDFC PMAY( Pradhan Mantri Aawas Yojana)
- Interest subsidy of up to 6.50% p.a.
- Saving up to Rs. 2.67 lakh under PMAY CLSS.
- Interest subsidy will be available for a maximum loan tenure of 20 years.
- Affordable housing for Economical Weaker section, Lower Income Group and Middle Income Group (MIG).
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