PNB is providing educational loans to students for studying in India or abroad under following education loan schemes.
1. PNB Saraswati
2. PNB Pratibha
3. PNB Udaan
4. PNB (Kaushal)
What is the PNB Saraswati education loan scheme?
PNB Saraswati education loan scheme is for students who want to get higher education in India or abroad. The aim of this scheme is to provide financial support to meritorious students.
What is the PNB Pratibha education loan scheme?
PNB Pratibha education loan scheme: – PNB Pratibha is PNB’s education loan scheme for those students who are able to secure admission in 103 Premier institutions in India. This loan scheme is a collateral-free education loan at a lower ROI.
What is the PNB Udaan education loan scheme?
PNB Udaan education loan scheme:- PNB Udaan education scheme of those students who want to pursue their Higher education in Abroad.
What is the PNB Kaushal education loan scheme?
PNB (Kaushal) education loan scheme:- This PNB (Kaushal) scheme provides education loans for vocational and skill development courses. The scheme provides financial support to those students who have minimum educational qualifications, as required by the institution/organization running the course eligible under the scheme.
Punjab National Bank Educational Loan Schemes with Rates of Interest
| S. No. | Schemes | Interest Rates |
| 1. | PNB Saraswati | 7.05 – 9.55% |
| 2. | PNB Pratibha | 6.90 – 8.05% |
| 3. | PNB Udaan | 7.05 – 9.55 % |
| 4. | PNB Kaushal | 8.30% |
| 5. | PNB Honhaar | 8.80% |
| 6. | PNB Pravasi Shiksha loan | 8.95% |
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